As you may know, car crash claims are settled between the insurers and the parties to an accident. However, sometimes injured victims do not get the damages they deserve, especially when suffering severe harm (brain injury, etc.).
No Georgia law requires you to accept a low insurance settlement. Instead of assuming you have no choice, explore your options to ensure you get what you deserve after suffering serious injuries in a crash.
Counter-offers are common
Not many realize that they can make a counteroffer when an insurance company’s offer fails to address their losses. By countering the offer, you show the company that you won’t accept less than you are due but are willing to negotiate.
They may accept your counteroffer or make one in return. In the latter case, you can continue negotiating back and forth until you reach a fair settlement.
A lawsuit may be your only option
Insurance companies are vulnerable to personal injury litigation when they fail to adequately compensate injured car accident victims. When a victim’s efforts to find common ground with an insurance company fail, they can file a lawsuit against the insurer.
If the insurance company refuses to negotiate or your discussions fail, you may also seek a remedy in court.
Be cautious when dealing with insurers
Protecting your injury compensation is vital throughout the claim process, especially when interacting with insurance companies. Never give recorded or written statements, and back up your claims with evidence (medical records, etc.).
Guidance from someone who does not fear litigation and cares about finding solutions can be a strong resource in your post-car accident journey.