Debt/Judgment Collection

A Georgia Debt Collections Attorney Qualified to Pursue Debtors

Have you won a debt judgement in a Georgia court, but having trouble collecting? You need help from an experienced Georgia judgement enforcement attorney who will pursue the debt in a straightforward, aggressive, yet ethical manner. Prevailing in a court decision gives you the right to use all legal means allowable to enforce and collect the award from the debtor.

A Georgia debt collections attorney at Wilbanks Law Firm is qualified to represent clients in court and pursues State of Georgia, foreign, and out-of-state judgements against Georgia debtors with a proactive yet respectful approach.

Do not be concerned about the cost involved in a debt judgement collection. A Wilbanks Law Firm Commerce collections attorney represents clients on a contingency basis, so there is no charge if you do not win your case, however, our solid history of successful debt collection settlements stands as evidence that we are effective counsel for those seeking satisfaction in a debt collection judgement. Only on very rare occasions (statute, common law, or when contractually stipulated) will attorney fees be sought.

Trouble Collecting a Georgia Debt? Forget to Reply to a Creditor’s Claim? Don’t Go it Alone. A Commerce Litigation Lawyer Can Help!

From initial lawsuit to final foreclosure, a Wilbanks Law Firm debt collection lawyer advises, guides, and oversees every detail concerning:

Judgement Collections: Every debt judgement is unique, therefore the collection approach varies from account to account. For instance, while you want the debt repaid, you may wish to retain a working relationship, which requires a softer collections approach. When necessary, though, we are not afraid to professionally yet aggressively pursue the debtor.

Breach of Contract/Promissory Note: We offer superior debt collection advice and legal services for clients who are owed money and offer a vigorous defense for those accused of breach of a court ordered judgement, including delinquent accounts.

Locate a debtor: We’ll help you find out where a debtor resides, works, and banks and will file a lien in the appropriate counties.

We also represent clients facing a Default Judgement. Those who have been served with a Georgia collections lawsuit must file an answer to the suit within 30 days with the clerk of court in the county in which the lawsuit is filed. There are exceptions, however, so consult with an experienced Commerce litigation lawyer at Wilbanks Law Firm to find out if you qualify. Acting quickly is important, since time is severely limited, so don’t delay.

Learn How a Commerce Collections Lawyer Wins Cases

We know how to legally yet firmly collect the money owed you. Some of the means which we may employ, depending upon the unique circumstances in your petition:

Asset Investigations: Uncooperative debtors can be forced to disclose all assets through a post-judgment interrogatory. A skilled Commerce commercial and residential debt collection attorney knows the questions to ask and where to find asset information.

Garnishment (on wages and other assets, such as bank accounts): We’ll help you locate and seize assets as well as set up installment payments.

Lien: Once the court has issued a fieri facias (proof of your judgment), the clerk of court can, for a nominal fee, place a lien against the debtor and any property he or she owns. A lien allows the creditor the right to force a sale of the debtor’s assets to collect the court award.

Payment Plans: Not all debtors can pay the judgement within 30 days, so some creditors set up a payment plan. Although the costs involved must be borne by the creditor, they cannot exceed 10% of the judgement itself.

Uncooperative Disclosure: We use several approaches to enforce your judgment when dealing with an uncooperative debtor who refuses to disclose assets. Usually, locating a debtor’s personal property is straightforward, but some defendants try to hide assets through “conveyance”, the act of transferring property to a third party to avoid having it go to a creditor. In situations when a debtor is uncooperative, there are several options to remedy the problem, ranging from depositions (for the debtor and qualifying third parties) to court orders to a jail term for contempt of court.

Consult with Wilbanks Law Firm and learn how a well-respected and successful Commerce collections lawyer wins cases.