What if I’m in an accident with an uninsured driver?

Oct 29, 2020 | Accident Injury

You may be having just one of those days – when nothing seems to go right. You spilled coffee on your shirt before 9 a.m. at work. You forgot your lunch at home on the countertop. You had to deal with tech glitches all day. Then, finally when you are on your way home, you have to quickly slow down to avoid a traffic jam ahead. Of course, the car behind you doesn’t notice it, and BAM, it hits you from behind.

Because the car that hit you pushed your car into another vehicle, you suffered a broken femur along with a mild traumatic brain injury. Then, you find out the driver who hit you didn’t have insurance. What are you supposed to do now?

In Georgia, 12% of drivers don’t have auto insurance. If an uninsured driver hits you, leaving you injured, you need to take specific steps to ensure you get the compensation you need to recover. These include the following:

  1. Report the accident to police, so police file an official report about the accident.
  2. Report the accident to your insurance provider. Check to see if you have insurance to cover accidents with uninsured or underinsured drivers.
  3. Seek medical attention and follow your treatment plan. Make sure to keep all documents regarding your injury diagnosis and follow-up care.
  4. Don’t take a settlement from your insurance company without first consulting a personal injury attorney. Insurance companies often offer low-ball settlements to try to settle cases quickly, before costs mount.

Suffering an injury because of a negligent driver is frustrating, especially if that driver didn’t have insurance to cover your injury costs. Working with an attorney will help ensure you get the injury compensation you deserve so you can focus on recovering and moving forward with your life.