Learn how legal help with judgment collection will help you get paid sooner.
When debtors don’t pay on time, it’s time to seek legal help with judgment collection. There’s nothing more frustrating than trying to collect an unpaid debt. After you win a judgment, however, you’re on your own. The court is no longer involved in the case, and they will not even advise you on how to collect. If you ever want to see your judgment in your bank account, you have to go after it yourself. This journey may get rocky, so it’s best if you allow a lawyer to come along for the ride.
You May Need to Get a Court Order
If a debtor refuses to arrange payment for their judgment, you may have to go after them. This often includes getting a court order to seize their assets. Your lawyer will figure out which assets are most valuable to you. Since the debtor is likely to put up a fight, you want to hire someone who knows the current judgment laws and can represent you.
You May Need a Garnishment
Some debtors hide their assets. Others close bank accounts, making it nearly impossible to seize any money. In cases like this, garnishing their wages is the better option. You need a lawyer to handle this situation for you. The state of Georgia requires that you file a separate garnishment action. There is a lot of paperwork involved, so you need a lawyer who understands all of the legal jargon. Once the court approves the garnishment, you’ll receive a set amount out of every paycheck, up to 25% of the debtor’s income.
You May Need to Place a Lien
If you find out that a garnishment isn’t possible because the debtor isn’t gainfully employed, you may choose to place a lien on their house. If they ever decide to sell the property, they’ll have to pay off your lien using the money earned. Your lawyer will work with the county clerk to place the lien.
You May End Up Dealing with an Appeal
After the judge makes their ruling, the debtor has 30 days to pay or appeal the verdict. It’s not uncommon to find yourself dealing with an appeal if the defendant feels the judgment is unfair or unjust. If you want to win the appeal, you’ll need to have a lawyer representing you.
Debt Judgment Lawyers Simplify the Process
Over half of all judgments never get paid. You don’t want your judgment to become a statistic. Instead, it’s wise to ask for legal help. Your attorney is there to guide you through the judgment collection process, from start to finish. No matter how difficult the situation becomes, your lawyer will never stop working on your behalf. Schedule your complimentary consultation with the Wilbanks Law Firm, P.C. to learn more about getting legal help with judgment collection by calling (706) 335-2355 now.